Evaluate transaction risk in real time. Explain the control logic.
Loci uses MADIE and FLM to evaluate transaction events against governed fraud controls, return risk scores and named triggers, and move review-worthy activity into alerts and cases.
Transaction monitoring breaks when decisions cannot be explained.
Fraud teams need speed, context, and controls they can tune without turning the alert queue into noise.
Batch-only monitoring finds suspicious movement after the fact. Real-time review gives teams a chance to act while the decision still matters.
A score without inspectable control logic is hard to tune, defend, or operationalize across fraud and compliance teams.
Rules still need testing, ownership, and case context. Without governance, changes either stall or flood analysts with low-value alerts.
Real-time evaluation with governed control logic.
MADIE evaluates incoming transaction payloads against weighted FLM controls, available state/history, and optional entity or access signals. Responses include decisions, scores, triggered controls, and human-readable explanations. Inactive rules can be tested before activation, and review-worthy decisions can flow into alert queues and cases.
See the Platform{
"decision": "review",
"fraud_score": 47,
"explanations": [
{ "rule": "LIFECYCLE_COMPOSITE_001",
"contribution": 9.65,
"reason": "Lifecycle anomaly detected." },
{ "rule": "High Amount Withdrawal Check",
"contribution": 6.95 }
]
}
Evaluate transaction payloads through the Loci API and return a decision, risk score, action, and triggered controls for the calling system.
See MADIE →Express fraud logic as weighted, versioned controls that analysts and engineers can inspect before deployment.
See FLM →Use historical data to surface candidate controls, evidence, and expected alert load before teams decide what to test.
Explore →Test inactive rules, assign alerts, link related evidence, and document case decisions inside the Loci platform.
See Governance →Walk through a transaction decision.
A 30-minute walkthrough: transaction payload, MADIE response, triggered controls, alert review, and case handoff.