Loci AI

Your business relies on processing transactions on behalf of other entities, whether it’s payments, transfers, or withdrawals. Fraud is a constant threat, and you need to catch suspicious activity before it causes real damage. You’ve got rules in place—if a transaction goes over a certain amount or if it’s sent to a risky location, your system flags it.

At first, it worked well. You were able to catch the obvious cases. But as your business grew, so did the complexity of fraud attempts. Suddenly, simple rules weren’t enough. Fraudsters started finding ways around them.

You tried building more complex rules. You even brought in machine learning models to identify patterns that weren’t immediately obvious. But these models required a team of data scientists, took time to train, and weren’t flexible enough to adapt to new threats in real time.

Your fraud analysts are overwhelmed, trying to manually tweak rules while chasing after fraud that’s already happened. Meanwhile, competitors’ systems are faster, smarter, and catching fraud you’re missing.

Loci is an AI-powered fraud defense platform that puts control back into the hands of fraud analysts. Your analysts don’t need to know how to code or build complex models—they just describe the suspicious behavior in plain language, and Loci does the rest. Named after "Locus," referring to a set of points satisfying certain conditions, Loci helps identify critical moments in financial transactions.

It’s like having an always-on fraud expert in your system. loci helps financial organizations stay ahead of fraud without requiring a team of data scientists or engineers. It’s the quickest way to turn fraud patterns into active defenses. It looks at every transaction from multiple angles, catching things your old system missed, and it does it the moment the transaction happens. No waiting. No lag.

The best part? Your team is in control. They can adjust the rules as needed, add new patterns, model complex scenarios, enable AI review, and deploy changes without waiting for engineers to make updates. It’s fraud detection that moves as fast as fraudsters—and even faster.

So while others are stuck with static rules and complex setups, your business stays ahead. Loci helps you stop fraud before it happens, saving you time, money, and peace of mind.

1. Loci Studio – A web-based interface that lets analysts generate fraud rules and models (AI co-pilot) using simple, natural language—no coding required.

2. Loci Engine – A lightweight, deployable Docker container that integrates seamlessly into your infrastructure for on-premise multi-tenant fraud detection.

3. Loci Cloud – Compliance dashboard and api endpoints that evaluate transactions in real-time, ensuring instant fraud detection without the need for managing infrastructure

4. Loci Functions – Customizable functions that let you extend Loci’s capabilities, allowing you to create powerful fraud logic without modifying the core engine.

5. Loci Agent – Conversational AI agent for post-alert handling, customer interaction, and transaction verification

Enhancing Fraud Detection with Multi-Layered Fraud Defense